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Elder Law & Estate Planning
How to Fix a Broken Estate Plan
By Bernard A. Krooks, Esq., Littman Krooks LLP Challenges may arise if a person decides to write their own will. Lawyers do much more than draft documents. Lawyers make sure that the documents are drafted accurately and reflect your wishes and estate planning objectives. After all, once you are deceased it is likely too late…
Medicare Recipients Must Watch the Line Dividing Home Health Care From Non-Medical In-Home Care
The difference between “home health care” and “non-medical in-home care” is not always clear, but it is a distinction with a big difference. “Home health care” is covered by Medicare, but “non-medical in-home care” is not. Senior citizens who fail to pay sufficient attention to which side of the line their in-home services fall may…
Holiday Wishes
By Marion M. Walsh, Esq., Littman Krooks LLP We all wish you a holiday season filled with peace, joy, and success. We recognize how difficult this season can be for those with disabilities or mental health challenges and for the elderly. During this time of year, especially, we remember all of those vulnerable individuals, particularly…
Estate Planning for Young Families
By Ryan J. Byrnes, Esq., Littman Krooks LLP In the movie “It’s a Wonderful Life,” when George Bailey stands on that bridge outside Bedford Falls, contemplating whether life for his young wife and five children really would be better without him, George has just one tangible asset: the $15,000 life insurance policy tucked in his…
Family Ties, Purpose and Good Health Are Keys to Happiness Among Seniors
Statistically, senior citizens are one of the happiest demographic groups in the United States. With age comes acceptance of one’s strengths and weaknesses, wisdom and an appreciation that each day is a gift not to be taken for granted. Gone are the days of competition, comparison and stress. Time opens up to allow more space…
Medicare Open Enrollment Period Begins October 15
Medicare beneficiaries have a once-a-year chance to modify their drug prescription plans and switch to a Medicare Advantage plan for 2019. The 2019 Medicare Open Enrollment period is just around the corner. From October 15 to December 7, current Medicare beneficiaries will have the opportunity to change important aspects of their health insurance coverages. Now…
Talking With an Aging Parent About Safe Driving (Or Not Driving at All)
Perhaps it was the sight of a fresh dent on your mother’s car, or a report from a family member about an unnecessarily exciting excursion when Dad was behind the wheel. Maybe it’s just the sense that Dad is having a lot of trouble getting around in that big old car. Regardless of the cause,…
Multi-Generational Homes: A Checklist
Multi-generational living arrangements are on the rise, and for good reason. Growing numbers of aging parents are seeking both comfortable surroundings and affordable care by sharing space with family members. Millennials are moving back into their parents’ home until they acquire sufficient income to live independently. And in some cases multi-generational households are being created…
Plan Carefully When Buying a Home With Parents
The rising cost of long-term care for seniors, combined with rising real estate prices, are making multi-generational co-ownership of a shared family home an increasingly attractive proposition. In theory, everyone in the family benefits from a multi-generational living arrangement. Grandparents can downsize into a smaller, affordable living space in close proximity to their children and…
The Right Time to Begin Managing an Aging Parent’s Finances
It’s difficult for children to know when to step in and assist aging parents with their financial affairs. Conversations about money are uncomfortable and aging parents may become defensive, suspicious or confused. It is easy to see why we resist having these conversations. Unfortunately, as parents age, they will inevitably lose the capacity to manage…